Coverage Options

Blockchain & Web3 Insurance

Every policy a crypto or web3 company needs — in one place, from specialists who understand digital-asset risk.

Technology E&O Insurance

Technology errors & omissions (tech E&O) is the foundation coverage for blockchain and web3 firms. It responds when your software, protocol, or technology service fails or contains an error that causes a client or user financial loss — and typically bundles cyber liability.

  • Errors in delivered code & protocols
  • Failed integrations & deployments
  • Combined cyber liability
  • Third-party financial-loss claims
Full coverage details

Smart Contract Liability

Smart contract liability addresses the defining risk of DeFi and on-chain protocols: a bug, exploit, or economic attack on your smart contracts that drains or loses user funds. It's the coverage standard policies never contemplate.

  • Smart-contract exploit losses
  • Code bugs & vulnerabilities
  • Economic & oracle-manipulation attacks
  • Third-party user fund-loss claims
Full coverage details

Cyber Liability Insurance

Cyber liability covers the cost of a data breach or cyberattack on your off-chain infrastructure — first-party recovery costs and third-party liability to clients and users whose data was exposed. Essential alongside on-chain coverage.

  • Data breach response & notification
  • Ransomware & cyber-extortion
  • Third-party privacy liability
  • Regulatory fines & defense (GDPR/CCPA)
Full coverage details

Directors & Officers (D&O)

Directors & officers (D&O) insurance protects your founders, executives, and board members personally against claims arising from how the company is run — regulatory enforcement, investor and shareholder suits, and management decisions. Critical given crypto's regulatory scrutiny.

  • Regulatory defense (SEC/CFTC)
  • Investor & shareholder suits
  • Side A / B / C structure
  • Personal asset protection for founders
Full coverage details

Crime & Custody Insurance

Crime & custody insurance covers the theft or loss of digital assets — hot and cold wallet compromise, private-key theft, employee dishonesty, and the custody (specie) exposure of holding crypto for yourself or customers.

  • Hot wallet theft
  • Cold storage / specie coverage
  • Private-key compromise
  • Employee theft & internal fraud
Full coverage details

Professional Liability Insurance

Professional liability (errors & omissions) covers claims that your professional services were negligent, late, or failed to deliver — the failure-to-perform exposure for web3 dev shops, advisors, and consultancies.

  • Failure to deliver / perform claims
  • Negligent development or advisory work
  • Missed deadlines & spec disputes
  • Breach of professional duty
Full coverage details

Commercial Umbrella Insurance

Commercial umbrella insurance extends your underlying liability limits. For web3 companies facing partner, exchange-listing, or investor contract requirements, an umbrella is the efficient way to reach high combined limits.

  • Excess general liability
  • Excess employer liability
  • $1M–$10M additional layers
  • Partner & investor limit compliance
Full coverage details

Ready to Protect Your Web3 Company?

Get a tailored quote from specialists who understand digital-asset risk. Coverage placed through specialty and Lloyd's markets built for crypto and web3.